Lost said: I have gotten two phone calls from this company, but when I answer the phone no one speaks. I say hello several times, and then they hang up the phone. I see from other posts that it is American Financial Credit Service. I previously had a collection agency call my house looking for someone I did not know. I had just moved into town and they apparently gave me the same phone number as the person they were looking for, or the person made up a number and it happened to be mine. The collection company called all the time. I couldn't make them understand that I did not know the person they were looking for. Also, what is really irritating is that I pay extra money each month to have my number unlisted.